For 9 months of 2019, Bank Saint Petersburg increased its net profit by 14.4%

For 9 months of 2019, Bank Saint Petersburg increased its net profit by 14.4%

Bank Saint Petersburg has summarized preliminary operating results for 9 months of 2019 under RAS (unconsolidated data calculated using the internal methodology of Bank Saint Petersburg PJSC based on RAS).

According to the Interfax rating, the bank ranks 15th in terms of assets and 15th in terms of household deposits among Russian banks. As of October 1, 2019, the bank serves 2,215,000 individuals and 50,000 companies. The number of bank cards issued by the bank is 1,442,000; the number of ATMs - 808 units The number of Internet banking users exceeded 1,240,000.

Net interest income earned for 9 months of 2019 amounted to 16.3 billion rubles (+ 2.8% compared with the result of 9 months of 2018). Net fee and commission income increased by 24.0% compared to 9 months of 2018 and amounted to 4.9 billion rubles. The net loss from operations in the financial markets for 9 months of 2019 amounted to 389 million rubles (compared with income of 2.1 billion rubles for 9 months of 2018). Revenue amounted to 21.8 billion rubles, decreasing by 3.4% compared with 9 months of 2018.

Assets. According to the results of 9 months of 2019, the bank's assets amounted to 650.9 billion rubles (-0.1% compared to January 1, 2019, -0.2% compared to July 1, 2019).

Liabilities. As of October 1, 2019, the amount of customer funds, taking into account issued debt securities, amounted to 415.0 billion rubles (+ 0.5% compared to January 1, 2019, + 4.1% compared to July 1, 2019); funds of legal entities - 175.6 billion rubles (+ 5.3% compared to January 1, 2019, + 15.0% compared to July 1, 2019); funds of individuals - 239.4 billion rubles (-2.8% compared with January 1, 2019, -2.6% compared with July 1, 2019).

The bank's equity, calculated in accordance with the methodology of the Central Bank of the Russian Federation (Basel III), as of October 1, 2019 amounted to 79.2 billion rubles (+ 5.9% compared to January 1, 2019, + 3.0% compared to July 1, 2019). As a result, the bank's capital adequacy ratio as of October 1, 2019 amounted to 10.0% (with the normative value of 6.0%), the equity capital adequacy ratio - 14.6% (with the normative value of 8.0%).

Loan portfolio. As of October 1, 2019, the loan portfolio amounted to 385.3 billion rubles (+ 4.5% compared to January 1, 2019, + 5.6% compared to July 1, 2019). Loans to corporate customers amounted to 290.7 billion rubles (+ 0.8% compared to January 1, 2019, + 8.9% compared to July 1, 2019). Loans to individuals amounted to 94.7 billion rubles (+ 17.8% compared to January 1, 2019, + 4.2% compared to July 1, 2019). As of October 1, 2019, the level of arrears amounted to 4.8%.

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